Our Working Groups and Workstreams

By bringing together expertise from across the payments ecosystem, our working groups and workstreams provide structured forums for insight-sharing and cross-sector problem solving. They help members explore emerging challenges, surface opportunities, and contribute to industry progress. Together, these groups have become an essential resource for members navigating complex challenges and contributing to the evolution of the payments ecosystem.

Workstreams

Our workstreams offer specialist programmes of work designed to turn shared insight and expertise into tangible progress. Through thematic events and initiatives, they give members the opportunity to explore emerging trends in greater depth and highlight innovations that can support better outcomes for consumers and businesses.

  • AI & Agentic Payments: Assessing the risks and opportunity for AI and autonomous agents to transform transactions through automated decisioning, fraud prevention and emerging AI-driven commerce.
  • Public Sector Payments: Promoting a more coherent and effective public sector payments ecosystem through cross-sector dialogue to ensure that vulnerability is better understood and payments work at point of need.
  • B2B Payments: Assessing the evolving needs of businesses large and small in a rapidly changing word, pinpointing where friction remains and highlighting the trends and innovations reshaping corporate and B2B payments.
  • Cross-Border Payments: Promoting a more seamless and future-ready cross-border payments ecosystem and assessing the potential of emerging technologies and digital assets to transform international trade.

Working Groups

Our working groups facilitate open discussion, collective analysis, and horizon-scanning, enabling members to deepen their understanding of key trends and market developments.

  • Legal & Regulatory Working Group: Led by experts in law and regulatory compliance, our Legal and Regulatory Working Group assesses the impact of new and changing rules and regulations, and advocates for proportionate regulation that fosters innovation in payments. Recognised as a go-to hub for our members' compliance teams, this group holds regular briefings and produces guidance that helps members meet the growing expectations of regulators.  
  • International Working Group: This group facilitates the exchange of knowledge, experience and lessons learned from scaling a business cross-border. It brings together businesses and our association counterparts in key markets to deepen our understanding of doing business in other markets, from the rules and regulations across different jurisdictions to the opportunities that different markets provide.