The Payments Innovation Forum (PIF) is a UK based, not-for-profit association representing the interests of companies and organisations that operate across the payments ecosystem, including e-money and payments institutions, payment schemes, payment processors and issuer processors, and fintechs in the payments space. Our members are large and small, long-established, or just starting out, and everything in between. 

Our Mission 

Our mission is to promote safe, sustainable innovation in payments that balances the interests of industry, regulators and consumers.

Meet Our Team

Our Vision 

We aspire to be acknowledged as a vital industry ally that's focused on driving consumer and wider market confidence in the products and services PIF members provide. 

Our Values

We are professional and trustworthy - we always act with integrity. We do what we say we will do, and we are open with our members about our objectives and impact.

We are member-driven - we shape our ideas with our members and make our work accessible. We thrive on candour and rigorous debate, but collectively own our decisions.

We work on an agenda-free basis - we do not have shareholders to pay. PIF Board members leave their commercial interests at the door to focus on what's best for members and the industry as a whole.

We are open - we pride ourselves on being transparent and accountable to members. We welcome new thinking, and we are open to new perspectives. 

We never over-promise - we are ambitious about our goals but pragmatic about how we achieve them. Sustainable success to us means not spreading ourselves too thin, and having regard for the interests of all members. 

We are lean, but agile - we always expect the unexpected. This means we are always ready to adjust to change and the needs of our members.

We don't defend the indefensible - we always support payments industry practice that operates in the best interests of consumers.

We believe that regulation is vital to driving innovation in payments - but it doesn't require a heavy hand. 

PIF Code of Conduct

Anti-Bribery Policy

PIF Competition Law Guidelines

Our Members

Our members operate in a complex ecosystem where market disruption can accelerate but also challenge innovation in payments. By harnessing industry knowledge and experience, we can ensure innovation and improvement in payments today, tomorrow and into the future, in harmony with the authorities that govern the sector.

We are a growing and vibrant community of e-money and payment institutions, fintech start-ups, scale-ups and established firms, schemes, issuer processors and experts in law and regulatory compliance. In today's highly regulated and increasingly complex payments ecosystem, we offer the industry a vital ally.

Meet our Members

Payments Innovation Forum Ltd is registered in England and Wales under company number 05955151 at 86-90 Paul Street, London, EC2A 4NE.
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