This event explores how to scale and sustain innovation across the payments landscape. From collaboration to long-term strategy, we will examine the conditions that allow innovation to thrive, and the systemic forces that hold it back. Expect honest, forward-looking conversations about emerging opportunities, persistent pain points across the ecosystem, and what it takes to stay ahead in a rapidly evolving market.

Key themes include: 

Innovation Pulse 2025

Innovation in payments continues to push boundaries, but not everywhere for everyone. While some segments surge ahead, others remain underdeveloped or face barriers to adoption. This session goes beyond trend-spotting to explore the breakthroughs, expose the bottlenecks and surface untapped potential. We will spotlight the next big shifts in payments, from open banking and agentic AI to tokenisation, and how these advances are transforming how innovation is conceived, delivered and sustained across the ecosystem.

Segmented focus:

  • Public Sector Payments: Modernising government rails and disbursements
  • Small Businesses: The cost of being underserved and the real case for innovation
  • Corporate Spend & Incentives: Travel, expenses and employee engagement in a new age of digital
  • Beyond access: A new era for financial inclusion 
  • High potential opportunities: What’s hiding in plain sight?
  • Breaking the Bottlenecks: A live audience challenge

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BIN Sponsorship Redefined

BIN sponsorship has long been a fast track to market, unlocking reach and fueling innovation in payments. As the payments landscape evolves, so do the demands on the BIN sponsorship model. Today, BIN sponsorship is more than just a route to market. It's about partnerships than can withstand regulatory pressures, scale with ambition, and adapt to change. We will explore how successful partnerships are built and sustained.

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Risk, Rules & Resilience in a New Payments Era

The UK payments sector is under pressure. While political rhetoric champions innovation-led growth, firms face rising regulatory demands, escalating fraud threats and mounting expectations around operational resilience. This session explores how to reconcile ambition with accountability, and build resilience to withstand what’s next.

Topics on the table: 

  • Regulatory impact: What new policy frameworks mean for innovation
  • Policy vs. Practice: Bridging the gap between political ambition and frontline reality
  • Fraud threats on the rise: The evolving tactics and the tech fighting back
  • Cybersecurity imperatives: Protecting your business in an increasingly interconnected ecosystem

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Payments Innovation Forum Ltd is registered in England and Wales under company number 05955151 at 86-90 Paul Street, London, EC2A 4NE.
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